Insurance spam calls are a persistent nuisance for many Americans, often leading to unwanted interruptions and potential scams. Fortunately, there are straightforward steps non-technical users can take to block these calls and regain control over their phones.
What Are Insurance Spam Calls?
Insurance spam calls are unsolicited communications from companies or individuals promoting insurance products or services. These calls can be intrusive and, in some cases, deceptive, aiming to collect personal information or sell unnecessary policies.
How Can I Block Insurance Spam Calls?
1. Register with the National Do Not Call Registry
The National Do Not Call Registry is a free service that allows consumers to opt out of receiving unsolicited telemarketing calls. By registering your phone number, legitimate telemarketers are legally required to stop calling you within 31 days.
- How to Register:
- Visit DoNotCall.gov.
- Click on "Register Your Phone" and follow the instructions.
- Alternatively, call 1-888-382-1222 from the phone you wish to register.
2. Utilize Built-In Phone Features
Modern smartphones come equipped with features designed to block or filter unwanted calls.
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For iPhone Users:
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Go to Settings > Phone.
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Enable Silence Unknown Callers. (wecaresolutions.org)
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For Android Users:
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Open the Phone app.
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Tap the three-dot menu and select Settings.
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Enable Caller ID & Spam. (whocalledus.net)
3. Leverage Carrier Services
Many mobile carriers offer services to help block spam calls.
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AT&T:
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Use the ActiveArmor app to automatically block fraud and flag spam. (whocalledus.net)
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Verizon:
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Activate Call Filter to screen and auto-block incoming spam based on risk level. (whocalledus.net)
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T-Mobile:
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Enable Scam Shield for free Scam Likely warnings on caller ID. (whocalledus.net)
4. Install Third-Party Call Blocking Apps
If built-in features and carrier services are insufficient, consider using third-party apps designed to block spam calls.
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RoboKiller:
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Blocks 99% of robocalls and can even waste scammers' time with AI "Answer Bots." (whocalledus.net)
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Nomorobo:
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Award-winning service that won the FTC's Robocall Challenge. (whocalledus.net)
5. Report Unwanted Calls
Reporting unwanted calls helps authorities track and dismantle scam networks.
- How to Report:
- Visit the Federal Trade Commission's Complaint Assistant.
- Follow the instructions to file a complaint.
What Are the Legal Protections Against Spam Calls?
The Telephone Consumer Protection Act (TCPA) and the Telemarketing Sales Rule (TSR) are federal laws that restrict telemarketing practices, including robocalls and unsolicited insurance calls. These laws provide avenues for consumers to seek redress against unwanted calls.
How Can I Protect Myself from Future Spam Calls?
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Avoid Answering Unknown Numbers: Let unfamiliar numbers go to voicemail. Legitimate callers will leave a message.
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Don't Engage with Scammers: Never press "1" or any other number to opt out, as this can confirm your number is active and lead to more spam calls.
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Be Cautious with Your Information: Limit sharing your phone number online and be wary of unsolicited requests for personal information.
By implementing these strategies, non-technical users can effectively reduce or eliminate insurance spam calls, leading to a more secure and peaceful phone experience.
Highlights:
- How to Block Insurance Calls: Registry, Apps, and More - LegalClarity, Published on Tuesday, March 31
- How to Block Spam Calls in the USA (2025 Complete Guide) | WhoCalledUs
- How To Block Unwanted Calls | Consumer Advice
